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Market Insight: FCA Consultation on Motor Finance Redress – Balancing Fairness, Data, and Practicality

The Financial Conduct Authority (FCA) recently launched its consultation on a proposed motor finance redress scheme, which could see affected customers receive average compensation of around £700 each.  The initiative aims to address concerns around unfair commission practices in historic motor finance agreements—an issue that has drawn significant public and regulatory attention. The Core Criteria The proposed scheme will apply to motor finance agreements that meet any of the following criteria: Under the FCA’s plans Read more…

By One Auto API, ago

Market Insight: HMRC update underscores the complexity of EV running costs 

HMRC has apologised after making a mistake in calculating the new advisory electricity rate for public charging, effective from September 1. The new rate of 14ppm,  originally announced as 12ppm, has been calculated using the Zapmap public charging price index monthly published figure for slow or fast chargers (charging speed less than 50 kilowatts) uprated with the latest estimate of electricity prices from the Office for National Statistics, and is based on an average electrical Read more…

By One Auto API, ago

Market Insight: Chinese Brands Disrupt, Supply Challenges Mount – an automotive balancing act

Significant shifts are underway in the new car market. May registration data showed Chinese brands doubling their market share across Europe—from 2.9% to 5.9%. MG has overtaken Fiat in volume with a 30% increase, while BYD, with an even steeper percentage gain, matched Tesla for May volume after outselling them in April. This surge presents a direct challenge to established brands fighting to retain share, and it carries major implications for future used vehicle supply. Read more…

By One Auto API, ago

Market Insight: Unlocking the Power of Automotive Data Fusion

In the modern automotive ecosystem, data is abundant—but often fragmented and lacking in completeness.  Every touchpoint, from initial registration to the end of a vehicle’s life, generates critical information – and also requires it.  Yet, the true value of that data only emerges when it’s brought together in a meaningful, structured way. This is where automotive data fusion comes into play—and in this month’s Market Insight, CEO Mark Fretwell explains why it’s at the heart Read more…

By One Auto API, ago
Automotive Data Fusion
Best Automotive Data Platforms

The 15 Best Automotive Data Platforms in 2025

In today’s automotive sector, data is the competitive edge. Whether you’re building the next vehicle pricing tool, vehicle history report, streamlining underwriting decisions, or promoting EV adoption, having the right data—delivered fast and efficiently—is crucial. But with so many data providers in the ecosystem, which ones are truly essential? We’ve compiled a list of the 15 top automotive data platforms in 2025 to highlight what each does best, from vehicle valuations and provenance data to Read more…

By One Auto API, ago

Market Insight: Four Key Challenges Facing the Automotive Market

The automotive market is no stranger to disruption, but several issues are creating a level of uncertainty that is particularly challenging for many businesses across the sector: motor finance commission claims, the impact of US tariffs, rising payroll costs, and the evolving zero-emission mandate. In this month’s One Auto API Market Insight , CEO Mark Fretwell looks at the issues currently shaping the market. 1. The Long Road to Clarity on Motor Finance Commissions The Read more…

By One Auto API, ago

Market Insight: Tariffs, Trade Wars & Open Doors  – How US Tariffs Could Hit the UK

With US tariffs on imported vehicles, parts, and raw materials set to increase costs across the automotive sector, UK manufacturers face significant pressure. JLR, heavily reliant on US sales, is particularly vulnerable, while American consumers are also expected to bear the brunt of rising prices. In this month’s One Auto API Market Insight , CEO Mark Fretwell looks at an industry braced for disruption. In 2024, the US imported $246 billion in passenger vehicles. From Read more…

By One Auto API, ago

Market Insight: Shifting Gears

From falling EV lease prices to a game-changing finance commission case, there’s plenty on the horizon that could redefine how we buy, sell and finance cars. In this month’s article, One Auto API Mark Fretwell gives his take on the major trends, the rising importance of data and why businesses that adapt quickly will thrive.

By One Auto API, ago

Market Insight: Lean & Mean

As we kick off 2025, One Auto API CEO Mark Fretwell explores how the automotive sector can get into top shape to tackle a fresh mix of challenges and opportunities.  So here we are. Another year begins.  A year where the Zero Emission Vehicle (ZEV) mandate remains a key driver of change, operational cost pressures weigh heavily on dealers and consumer confidence continues to shape market dynamics. As always, it’s sure to be a year Read more…

By One Auto API, ago