Insurance write-off categories explained: Cat A, B, S and N
Trade buyers must distinguish repairable stock from vehicles destined for destruction across four UK insurance write-off categories, as defined by GOV.UK’s write-off guidance. Dealers, insurers and finance teams need clear definitions when reviewing vehicle history reports and assessing vehicles against their buying, lending and insurance criteria. This guide covers the current and legacy labels, the auction labels U and X, how each category affects value, and how businesses access the records behind them. Insurance write-off Read more…









